MECU Saves You Money
Being a MECU Member has its perks - lower loan rates, higher savings rates and fewer/lower service fees, but did you know about all the rewards you get for being a Member?
Bonus Rewards is a unique benefit of MECU membership. As a member-owner, you can earn a special dividend, paid out every year, based on your overall account relationship (savings and loans). (Certain conditions apply. Subject to annual board approval.)
Checking & Debit Card Rewards
- CashBack Checking**: Up to 3% cash back on Debit Card purchases that post and clear the checking account.
- Reward Checking**: Up to 2.51% APY* earned on balances.
- Purchase Rewards: Earn cash back from participating retailers through Online Banking and Mobile Banking when you use your MECU Visa® Debit Card.
- CURewards: Earn points for gift cards, merchandise and travel when you use your MECU Visa Debit Card and you select credit card instead of using your PIN.
Credit Card Rewards
- Visa Signature Credit Card: Earn points for cash back, travel, gift cards and merchandise.
- CURewards: Earn points for gift cards, merchandise and travel when you use your MECU Visa Signature or Platinum with Rewards Credit Card.
- Visa Discounts: Use your Visa Credit Card to get discounts at participating retailers.
Mortgage Loan Discounts
For more information, contact our 24/7 Loan Application Service at 800-373-2914.
- Buy In Baltimore Program: Reduce the interest rate by 0.25% when you buy in Baltimore City.
- First-Time Home Buyer Program: Reduce the interest rate by 0.25% when you are a first-time home buyer.
- Love My Credit Union: Save money with special discounts and offers on a variety of products and services you use every day. The program is FREE and exclusive to credit union members.
- Enterprise Car Sales: Specially priced vehicles, special trade-in value offers, and discounted rentals.
- TruStage Insurance: Credit union members save more on car, home, health, and life insurance.
*APY = Annual Percentage Yield
**Qualifications may apply.