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Rewards

MECU Saves You Money

Being a MECU Member has its perks - lower loan rates, higher savings rates and fewer/lower service fees, but did you know about all the rewards you get for being a Member?

Member Cash Bonuses:
  • Member Cash Bonus: Twice a year, Members receive a cash bonus in the form of loan interest rebates and extraordinary dividends on their savings accounts. (Certain conditions apply. Subject to annual board approval.)
 
Checking & Debit Card Rewards
  • CashBack Checking**: Up to 3% cash back on Debit Card purchases that post and clear the checking account.
  • Reward Checking**: Up to 2.51% APY* earned on balances.
  • Purchase Rewards: Earn cash back from participating retailers through Online Banking and Mobile Banking when you use your MECU Visa® Debit Card.
  • CURewards: Earn points for gift cards, merchandise and travel when you use your MECU Visa Debit Card and you select credit card instead of using your PIN.
 
Credit Card Rewards
  • Visa Signature Credit Card: Earn points for cash back, travel, gift cards and merchandise.
  • CURewards: Earn points for gift cards, merchandise and travel when you use your MECU Visa Signature or Platinum with Rewards Credit Card.
  • Visa Discounts: Use your Visa Credit Card to get discounts at participating retailers.
 
Mortgage Loan Discounts
  • Buy In Baltimore Program: Reduce the interest rate by 0.25% when you buy in Baltimore City.
  • First-Time Home Buyer Program: Reduce the interest rate by 0.25% when you are a first time Home Buyer.
For more information, contact our 24/7 Loan Application Service at 800-373-2914.

 
Discount Programs
  • Love My Credit Union: Save money with special discounts and offers on a variety of products and services you use every day. The program is FREE and exclusive to credit union members.
  • Enterprise Car Sales: Specially priced vehicles, special trade-in value offers, and discounted rentals.
  • Nationwide® Insurance: Exclusive discount on auto insurance, plus additional savings with added features like Vanishing Deductible®.
  • TruStage Insurance: Credit union members save more on car, home, health, and life insurance.
 

*APY = Annual Percentage Yield
**Qualifications may apply.

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