New & Used Autos
- FREE Autosmart Tools — Research, compare vehicles, and get preapproved all in one place. It's the smart way to shop!
- Get Pre-Approved — Save time and hassle by getting pre-approved before visiting the dealership and you'll walk in ready to buy on your terms. (pre-approvals are good for up to 30 days) Apply online, by phone or at the branch.
- At-Dealer Financing — Apply for a low rate MECU vehice loan right away at any one of our 100+ partner dealerships. Insist on MECU financing for the best deal.l
- Protect Your Vehicle, Protect Your Loan — MECU offers low cost GAP, Auto and Loan Protection Insurance. Ask for it with your loan!
Request your Credit Life and/or Credit Disability Insurance protection
when you apply for a MECU loan.
Apply Now!
New & Used Auto Rates |
| |
Fixed APR *
(as low as) |
Repayment Terms |
Monthly Payment **
(per $1,000 borrowed) |
| 10% Down Payment Options |
| New / Used / Refinance |
2.99 % |
12 - 36 Months |
$29.08 |
| New / Used / Refinance |
3.24 % |
37 - 48 Months |
$22.24 |
| New / Used / Refinance |
3.49 % |
49 - 60 Months |
$18.19 |
| New / Used / Refinance |
3.99 % |
61 - 84 Months |
$13.66 |
| |
| 0% Down Payment Options |
| New / Used / Refinance |
3.24 % |
12 - 36 Months |
$29.19 |
| New / Used / Refinance |
3.49 % |
37 - 48 Months |
$22.35 |
| New / Used / Refinance |
3.74 % |
49 - 60 Months |
$18.30 |
| New / Used / Refinance |
4.24 % |
61 - 84 Months |
$13.78 |
* APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. The rates listed above are our lowest available rates and include a rate discount of 0.25% with direct payment. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher based on your loan amount, repayment term, collateral, credit history and ability to repay. MECU will finance up to 115% of M.S.R.P. or NADA retail value (including taxes, tags, title, mechanical breakdown and other insurance products, lo-jack, extended warranty and negative equity). There will be a 1% rate increase on any Negative Equity loan. Negative Equity loans cannot exceed $3,000. There is no maximum model year we will finance; however, the mileage cannot exceed 100,000 miles. Subject to credit approval and verification of collateral. MECU membership required. |
 |
| ** Monthly payment is per $1,000 borrowed at the maximum displayed term. Rates as of: February 1, 2012 |
|
New Motorcycles
- New two-wheel vehicles
- Purchase or refinance
- Low cost GAP insurance & Payment Protection Plans
- Get preapproved and shop with confidence
- Apply online, by phone or at the branch.
Request your Credit Life and/or Credit Disability Insurance protection
when you apply for a MECU loan.
Apply Now!
New Motorcycle Rates |
| |
Fixed APR *
(as low as) |
Repayment Terms |
Monthly Payment **
(per $1,000 borrowed) |
| 10% Down Payment Options |
| New |
6.50 % |
12 - 60 Months |
$19.57 |
| New |
6.75 % |
61 - 72 Months † |
$16.93 |
| New |
7.00 % |
73 - 84 Months †† |
$15.09 |
| |
| 0% Down Payment Options |
| New |
6.75 % |
12 - 60 Months |
$19.68 |
| New |
7.00 % |
61 - 72 Months † |
$17.05 |
| New |
7.25 % |
73 - 84 Months †† |
$15.22 |
* APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. The rates listed above are our lowest available rates and include a rate discount of 0.25% with direct payment. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher based on your loan amount, repayment term, collateral, credit history and ability to repay. MECU will finance up to 100% of NADA retail value (including taxes, tags, title, mechanical breakdown and other insurance products, lo-jack and extended warranty). There is no maximum model year we will finance; however, the mileage cannot exceed 7,500 miles. Subject to credit approval and verification of collateral. MECU membership required.
** Monthly payment is per $1,000 borrowed at the maximum displayed term.
† Repayment terms for 61 - 72 months require a minimum $20,000 Loan Amount.
† † Repayment terms for 73 - 84 months require a minimum $35,000 Loan Amount.
Rates as of: February 1, 2012
|
Used Motorcycles
- Used two-wheel vehicles
- Purchase or refinance
- Low cost GAP insurance & Payment Protection Plans
- Get preapproved and shop with confidence
- Apply online, by phone or at the branch.
Request your Credit Life and/or Credit Disability Insurance protection
when you apply for a MECU loan.
Apply Now!
Used Motorcycle Rates |
| |
Fixed APR *
(as low as) |
Repayment Terms |
Monthly Payment **
(per $1,000 borrowed) |
| 10% Down Payment Options |
| Used |
7.25 % |
12 - 60 Months |
$19.92 |
| Used |
7.50 % |
61 - 72 Months † |
$17.29 |
| Used |
7.75 % |
73 - 84 Months †† |
$15.46 |
| |
| 0% Down Payment Options |
| Used |
7.50 % |
12 - 60 Months |
$20.04 |
| Used |
7.75 % |
61 - 72 Months † |
$17.41 |
| Used |
8.00 % |
73 - 84 Months †† |
$15.59 |
* APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. The rates listed above are our lowest available rates and include a rate discount of 0.25% with direct payment. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher based on your loan amount, repayment term, collateral, credit history and ability to repay. MECU will finance up to 100% of NADA retail value (including taxes, tags, title, mechanical breakdown and other insurance products, lo-jack and extended warranty). There is no maximum model year we will finance; however, the mileage cannot exceed 7,500 miles. Subject to credit approval and verification of collateral. MECU membership required.
** Monthly payment is per $1,000 borrowed at the maximum displayed term..
† Repayment terms for 61 - 72 months require a minimum $20,000 Loan Amount.
† † Repayment terms for 73 - 84 months require a minimum $35,000 Loan Amount.
Rates as of: February 1, 2012 |
RV's
- New or Used
- Camping trailers
- Truck campers
- Motor homes
- Travel trailers and equipment
- Apply online, by phone or at the branch.
Request your Credit Life and/or Credit Disability Insurance protection
when you apply for a MECU loan.
Apply Now!
New & Used RV / Boat Rates |
| |
Fixed APR *
(as low as) |
Repayment Terms |
Monthly Payment **
(per $1,000 borrowed) |
| 15% Down Payment Required † |
| New |
8.25 % |
Up to 180 Months |
$9.70 |
| Used / Refinance |
9.00 % |
Up to 180 Months |
$10.14 |
† MECU will finance up to 85% of NADA retail value or MSRP (plus tax, tags, title). A minimum down payment of 15% of purchase price is required on all new and used Boast and RVs.
* APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher based on your loan amount, repayment term, collateral, credit history and ability to repay. MECU will refinance your current model year up to the previous six model years so long as mileage does not exceed 7,500 miles. Subject to credit approval and verification of collateral. MECU membership required.
** Monthly payment is per $1,000 borrowed at the maximum displayed term.
Rates as of: February 1, 2012
|
Boats
- New or Used
- Outboard and inboard motorboats
- Sailboats, powerboats and houseboats
- Apply online, by phone or at the branch.
Request your Credit Life and/or Credit Disability Insurance protection
when you apply for a MECU loan.
Apply Now!
New & Used RV / Boat Rates |
| |
Fixed APR *
(as low as) |
Repayment Terms |
Monthly Payment **
(per $1,000 borrowed) |
| 15% Down Payment Required † |
| New |
8.25 % |
Up to 180 Months |
$9.70 |
| Used / Refinance |
9.00 % |
Up to 180 Months |
$10.14 |
† MECU will finance up to 85% of NADA retail value or MSRP (plus tax, tags, title). A minimum down payment of 15% of purchase price is required on all new and used Boast and RVs.
* APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher based on your loan amount, repayment term, collateral, credit history and ability to repay. MECU will refinance your current model year up to the previous six model years so long as mileage does not exceed 7,500 miles. Subject to credit approval and verification of collateral. MECU membership required.
** Monthly payment is per $1,000 borrowed at the maximum displayed term.
Rates as of: February 1, 2012
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