MECU's Routing number: 252076468

Baltimore's Credit Union

Compare Our Rates

Apply for a Mortgage Mortgage Rates* (30-year fixed rate for a $150,000 Conventional Loan)

  MECU Sun Trust Bank of America Wells Fargo
Rate (as low as) 4.000%** 3.990% 4.125% 4.000%
APR (As Low As)* 4.088% 4.006% 4.302% 4.180%
Other: No points
5% down payment
1 point
20% down payment
1.125 points
30% down payment
1 point
25% down payment
Monthly P & I Payment $716 $715 $727 $716
Total Interest $107,805 $107,492 $111,712 $107,805
2010 Avg. Interest Rate Rebate $434 $0 $0 $0
Interest savings when you borrow with MECU ---> $121 $4,341 $434
Rates as of: February 22, 2012
 

Apply for a Loan Auto Rates* (36 months, 10% down payment & direct payment for a $25,000 loan)

  MECU M&T Bank of America Wells Fargo
APR (as low as)* 2.99% 4.49% 2.99% 4.28%
Monthly Payment $727 $744 $727 $741
Total Interest $1,946 $1,768 $1,168 $1,684
2010 Avg. Interest Rate Rebate $38 $0 $0 $0
Interest savings when you borrow with MECU ---> $637 $38 $553
Rates as of: February 22, 2012
 

Apply for a Loan Home Equity Loan Rates* (180 months, up to 80% LTV & no closing costs for a $40,000 loan)

  MECU M&T Bank of America Wells Fargo
APR (as low as)* 6.490% Not Offered 6.190% 6.690%
Monthly Payment $348 $0 $342 $353
Total Interest $22,680 $0 $21,499 $23,474
2010 Avg. Interest Rate Rebate $141 $0 $0 $0
Interest savings when you borrow with MECU ---> Not Offered - $1,040 $935
Rates as of: February 22, 2012

Apply 24/7 online or by phone at 1-800-373-2914


* Intended for comparative purposes only. Your actual interest rate/APR may vary based on credit history and credit score, repayment history, loan amount, and loan and property type. Fees, points and mortgage insurance may result in a higher Annual Percentage Rate (APR). Additional details on MECUs rates, terms, and conditions are available upon request and on our loan rates page. Source of competitive rates: Independent research of financial institutions web site as of date above. While every attempt is made to provide current competitor rates, rates are subject to change and this document may not reflect the most current rates. Please verify rates directly with the listed financial institution.

** Discounted First-Time Buyer and Buy in Baltimore programs which includes a 0.25% rate discount. Eligibility for discounted rate requires you have, or open, a MECU checking account with direct deposit and direct payment, and obtain a qualified homeownership counseling certificate.