SERVICE
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FEE
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Telephone Teller
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Unlimited Free Service
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Visa® Debit Card (point of sale)
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Free
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STAR Purchase (point of sale)
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Free
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Visa Debit cardholder
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$1.00 per month / card
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MECU ATM cardholder
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$1.00 per month / card
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Lost ATM / Visa Debit Card
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$10.00 per card
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ATM transaction at MECU, M&T Bank,
Allpoint or CO-OP Network ATMs
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Unlimited Free Service
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Foreign ATM transaction at non-MECU,
non-M&T Bank, non-Allpoint or non-CO-OP Network ATMs
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$2.00 per transaction
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Surcharge for ATM usage with non-MECU card
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$2.00 per transaction
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| Non Sufficient Funds (NSF) |
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| • ATM Overdrawn Account |
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$28.00 per item
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| • Overdraft |
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$28.00 per item
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| • Return Items NSF / ACH |
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$28.00 per item
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| • Return Deposit Item |
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$10.00
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| • Uncollected Funds |
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$28.00
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• Transfer Payment (from all deposit accounts, except CDs)
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$5.00 per transfer
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Invalid ATM Deposit
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$100.00
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Stop Payment
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$28.00 per item
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Money Market Account Only -
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| • Average Daily balance for cycle or month falls below $500 |
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$5.00 and no accrual of interest for the month
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| • Every check paid over three (3) per cycle or month |
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$10.00
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| • Initial checks and subsequent reorders |
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Free
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Premier Money Market Account -
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| • Average Daily Balance (during cycle or month) below $500 |
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$5.00
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| • Paid Checks - every check paid over three (3) per cycle or month |
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$10.00
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| • Initial checks and subsequent reorders |
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Free
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Reorder Personal Checks
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Initial check order is free; check printing fee on reorders varies based on selected style of check ordered
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Rush Order Personal Checks
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Price varies depending on style of check ordered plus shipping and handling
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After withdrawal at teller window, Share Savings balance is less than $50
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$1.00 per transaction
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| Inactive Account Maintenance fee- |
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Share balance with no activity for 12 consecutive months; waived for minor accounts: |
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| • Share balance less than or equal to $50 |
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$0.75 per month
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• Share balance greater than $50 up to $100
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$1.50 per month
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Copy of a check
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$3.00 per copy - 3 checks free per statement cycle
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Returned statement
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$5.00
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Copy of statement / history
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$3.00 per statement
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Account research
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$20.00 / hr - $20 minimum plus expenses
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Account reconciliation
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$20.00 / hr - $20 minimum
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| Outbound wire |
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| • Domestic |
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$12.00 per transfer
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| • Foreign |
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$35.00 per transfer
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Money Orders
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$0.75 per order
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| Travelers Checks |
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| • One or Two party checks |
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1% of purchase amount
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| • Gift checks |
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$2.50
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Official Check
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$5.00 / 1 free per daily withdrawal
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Garnishment
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$100.00
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Account Verification
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$10.00
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Loan Late Payment
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5% of the payment or $10, whichever is greater
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Visa Late Payment
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$24.00
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Visa Over-the-Limit
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$24.00
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Visa Returned Check
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$15.00
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Visa Foreign Transaction
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1% for each foreign country transaction amount
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Visa Gift Card Purchase
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$5.95 per card
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Visa Gift Card Replacement Card
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$5.00 per card
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Visa Gift Card Rush Delivery
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$21.95 per delivery
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Online Banking
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Unlimited Free Service
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Online BillPayer Service
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Unlimited Free Service
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