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Certificate Balances to earn Annual percentage yield (APY)*

Data compiled July 03, 2008***
Rates shown as annual percentage yields (APY)

Balance
MECU
M&T
Provident
Bank of America
Wachovia
9-month CD less than $10K
3.00
1.75
2.30
1.35
1.16
$10K - 24,999
1.35

1.21
$25K - 49,999
1.35
1.21
$50K - 99,999
1.35

1.26
$100K - 499,999

1.75

3.40
1.75
1.31
$500,000 plus
1.75
1.31
12-month CD less than $10K
3.30
1.75
2.30
3.00
1.21
$10K - 24,999
3.00
1.31
$25K - 49,999
3.00
1.31
$50K - 99,999
3.00
1.41
$100K - 499,999

1.75

3.60
3.00
1.51
$500,000 plus

3.00
1.51
18-month CD less than $10K

3.60
1.75
4.00
2.65
1.80
$10K - 24,999
2.90
1.80
$25K - 49,999
2.90
1.80
$50K - 99,999
2.90
1.80
$100K - 499,999

3.75
2.90
1.80
$500,000 plus
2.90
1.80
24-month CD less than $10K
3.70
1.75
4.00
3.25
1.80
$10K - 24,999
3.25
1.80
$25K - 49,999
3.25
1.80
$50K - 99,999
3.25
1.80
$100K - 499,999

3.90
3.25
1.80
$500,000 plus
3.25
1.80
36-month CD less than $10K
3.80
2.00
4.00
3.10
1.90
$10K - 24,999
3.35
2.00
$25K - 49,999
3.35
2.00
$50K - 99,999
3.35
2.10
$100K - 499,999

4.00
3.35
2.20
$500,000 plus
3.35
2.20
48-month CD less than $10K
3.90
2.00
4.00
3.60
2.20
$10K - 24,999
3.75
2.30
$25K - 49,999
3.75
2.30
$50K - 99,999
3.75
2.40
$100K - 499,999

4.00
3.75
2.50
$500,000 plus
3.75
2.50
60-month CD less than $5K
4.10
2.00
4.00
 3.85 2.50
$5K - $9,999
3.85
2.50
$10K - 24,999
3.85
2.60
$25K - 49,999
3.85
2.60
$50K - 99,999
3.85
2.70
$100K - 499,999

4.00
3.85
2.80
$500,000 plus
3.95
2.80

Minimum opening deposit for a Certificate

Data compiled July 03, 2008
MECU
$500
M&T
$500
Provident
$1,000
Bank of America
$1,000
Wachovia
$1,000

*This document is intended for comparative purposes only.  For complete details on various accounts, including minimum deposit requirements, rates and terms, refer to the financial institutions' current Truth in Savings Disclosure and Rate & Fee Schedules.  
Earnings on account could be reduced by fees.
Rates at some financial institutions may vary based on combinations of services members hay have at those institutions.
An early withdrawal penalty may be imposed for withdrawal of principal before maturity date.

***Sources of Data: Rates of financial institutions compiled from the web sites or customer service of respective financial institutions. Rates shown for MECU are effective July 03, 2008 and are subject to change.