Apply for a loan

Need to borrow cash?
Whether it's a car loan, credit card, line of credit or mortgage, MECU makes it easy!

It's easy to apply for a loan at MECU. Apply online 24/7 by using EasyApp. Not a member yet? Don't worry.
Just apply using the EasyApp links and we'll take care of the rest.

Type of Loan	Description/Features	Apply
Fixed or Variable Rate Mortgage Loan	Terms up to 30 years Discounts for first-time and Baltimore homebuyers Application fee rebate	Mortgage EasyApp
Home Equity Loan and Line of Credit	No closing costs! Borrow up to 90% of your home's equity Possible tax deductions (check with your tax advisor)	Home Equity EasyApp
New and Used Auto	Same rates for new and used autos Low cost GAP insurance Flexible terms and payments	Auto EasyApp
VISA® Credit Card	No balance transfer fee No cash advance fee Rewards points option	VISA® EasyApp
Preferred Line of Credit	Use what you need, when you need it, up to your limit Use to protect yourself from Checking Account overdrafts	Preferred EasyApp
Personal Loan	Borrow as little as $500 Once approved, funds are deposited into your account	Personal EasyApp
New and Used RV/Boat/Motorcycle	Exceptional rates Refinancing flexible terms and payments	RV/Boat/Motorcycle EasyApp
Share Collateral	Exceptionally low rates when you borrow from yourself Continue to earn high interest rates on your deposits	Share EasyApp

Prefer to apply by mail? Use our downloadable *PDF application. Fill in the form, print the application and sign and send to MECU. This application cannot be used for mortgage loans.

Municipal Employees Credit Union of Baltimore, Inc.
Attn: Lending Department
7 East Redwood Street
Baltimore MD 21202-1106

(*PDF is a file format for Adobe Acrobat Reader®. If you do not have Acrobat Reader, please download from Adobe® .)