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If you're not a member, please join MECU before applying for a loan or VISA® credit card!

Once you're a member, you can apply for the following types of loans or credit cards through our Web site or by calling our 24 Hour Lending Center:

  • Home Equity Line of Credit
  • Home Equity Loan
  • New/Used Auto
  • New/Used RVs/Boats/Motorcycles
  • Personal Loan
  • Preferred Credit
  • VISA Credit Card

Note: To apply for a first mortgage call us at 410-752-8313 or at 410-823-3300. Or, to get started, you can complete the attached form and mail/fax it to us.

Apply for a Loan or VISA Credit Card On-Line (Recommended)

It's easy to apply on-line. You can apply for your loan or VISA credit card 24-hours a day, 7 day a week. You will receive a decision immediately. In many cases, you may not even need to make a trip to a MECU office.

Loan / VISA Credit Card Application: Fill in Form

Download a copy of the Loan / Credit Card Application in PDF Format*. Fill in form, print the application, sign and send to MECU.

(*PDF is a file format for Adobe Acrobat Reader®. If you do not have Acrobat Reader, please download from Adobe® .)


Be sure to sign the application, and mail it to:

Municipal Employees Credit Union of Baltimore, Inc.
7 East Redwood Street
Baltimore MD 21202-1106
Attn: Lending Department
24 Hour Lending Center

It’s easy to apply for a loan or credit card 24-hours a day, 7 days a week by calling MECU’s Lending Center at 800-373-2914.